Are There Discounts For RV Insurance?

Bridge Bay Insurance provides a variety of discounts to help you purchase the best coverage at the best value possible. Below are just a few of the ways we can save you money – but contact us today to learn more!

•Multi-policy discount
•Multi-vehicle discount
•Safety Course discount
•Safety Accessories discount
•Good Driver discount
•RV Association Member discount
•Paid in Full discount

I Have Multiple RV’s / Special Kind Of RV, Do You Cover This?

Yes we do. Bridge Bay has the right plan for you, and up to 12 vehicles can be covered on a single policy!

We have a policy to fit your needs if you own:
•Class A
•Class B
•Class C
•5th Wheel
•Travel Trailer
•Toy Hauler
•Truck Camper
•Pop-up Tent Trailer
•Professional Bus Conversion
•Medium-Duty Towing Vehicle
•Horse Trailer with Living Quarters
•Multi-policy discount
•Multi-vehicle discount
•Safety Course discount
•Safety Accessories discount
•Good Driver discount
•RV Association Member discount
•Paid in Full discount

Okay, So What Is My RV Worth?

There are several ways to place a value on your RV – we will work through this process with you.

Total Loss Replacement/Purchase Price: This is optional coverage which may be purchased for new RVs (purchased in the preceding 13 months) that are less than or equal to two model years old. In the event of total loss, your RV will be replaced with a new RV or a comparable make and model. This coverage extends to all permanently attached equipment.

Agreed Value: Great for vintage RVs, limited RVs and vehicles whose value is not available through vehicle look-up services. Certain requirements apply.

Actual Cash Value: This valuation represents the actual cash value of the vehicle today, including permanently attached equipment. Claims are settled based on either Actual Cash Value/ Repair Cost/ or Replacement of the damaged RV, whichever is the lowest cost option less any deductible and retained salvage.

What Comes Standard With My RV Insurance Policy?

Not only will we offer you the standard coverage for liability, medical, and property damage, we can offer you much more including:
•Safety Glass Replacement Coverage – 100.00 deductible
•Awning Replacement Endorsement – 250.00 deductible Mexico Baja Physical Damage Coverage
•Physical damage coverage extends to the Baja peninsula.
•Pleasure Use Vacation Liability
•Golf Cart Coverage
•Replacement Cost for Personal Effects
•Full-Timer’s Coverage Package
•Full-Timer’s Secure Storage Package
•Identity Theft

The Amount That I Use My RV Varies, So What Kind Of Policy Will I Need?

RV’s are used for a variety of purposes. Whether you use your RV for 1 week per year or you are a full-timer, Bridge Bay Insurance Agency has a policy and a price to fit you. We will work with you to design a protection package that gives you the peace of mind you need in order to relax while vacationing in your RV.

What Does Recreational Vehicle (RV) Insurance cover?

Recreational Vehicle (R/V) insurance covers more than motor homes, campers and travel trailers; the right policy can also cover your passengers, valuables break downs (road service) and much more!