rENTAL & HOMEOWNER INSURANCE

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    Renters Insurance

    New to renting, or just looking for a better rate and find yourself searching for renters insurance in California? You’ve come to the right place. At Bridge Bay Insurance, we’ve helped thousands of residents in the state of California find great coverage and low rates on their rental properties. If you don’t know the benefits of renters insurance – there’s really only one you need to know: Don’t let a year lease turn into a lifetime of financial loss and heartache. We promise that the process of getting rental insurance will take only minutes, but the peace of mind will last the length of your lease.
    CLICK HERE TO READ SOME COMMON RENTAL INSURANCE FAQs.

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    Homeowners Insurance

    Are you looking for the best homeowners insurance California has to offer? When it comes to home insurance, our philosophy at Bridge Bay follows the old adage of, “to each its own.” That couldn’t be more important when it comes to homeowners insurance because each home is different, and the value on those homes change over time. So how do you tell what the correct amount is to insure your property for? Well one rule of thumb: never insure your home on the base assessment or sales price – instead insure your home based on how much it would cost to rebuild your home. Bridge Bay offers what we call our “Cost Evaluator” service. We will go over the specific details of your Home and input the information into our “Cost Estimate Tool”, and provide an unbiased estimate to determine the best coverage for your home.

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    ith this service, if you make upgrades we’ll review the changes to get an idea of what adjustments need to be made to your home’s coverage. Home upgrades warranting increased coverage may include construction materials, bathrooms improvements, ceiling refinishing, kitchen upgrades, and more. If something happens and a claim is made on your home, Bridge Bay will work with the claims adjustor to determine replacement value on the parts of your home affected by damage. Your home policy pays out based on the estimate and the builder gets paid by us. It’s a total worry-free home insurance policy. You deserve to be protected for every dollar you put into your home, and you deserve value for every dollar you pay into your home insurance policy. That’s our goal.
    CLICK HERE FOR SOME COMMON HOMEOWNER INSURANCE FAQs.